Optimise profits through advanced risk management

Product facts

The challenge in risk management is to keep the fraud out while letting the good customers in. To achieve this goal, a fixed set of basic risk checks just does not cut it anymore.
To avoid leaving money on the table, you need a wide selection of best-of-breed tools to choose from and adapt to your merchant’s needs. We offer the largest range of risk management tools on the market. It can be easily mixed and matched to fulfil the needs in your industry. The solution offers:

  • A complete data validation
  • All expected basic risk checks
  • A wide selection of intelligent risk checks
  • A large number of third-party risk checks and database providers that are already integrated.
  • A complete set of credit assessment tools, such as 3-D Secure, AVS, CVV, etc.
  • Comprehensive monitoring of transaction patterns
  • Extensive manual review functionalities
  • Effective risk scoring
  • To individually tailor checks and set exit conditions

Benefits

  • Minimize chargeback fees, fraudulent and unauthorized transactions
  • Increase conversion rate rather than refusing good business
  • Customize filter settings according to your business needs
  • Increase reputation through minimizing fraud
  • Easy to use – no special technical configurations needed

Functionality

Our more than 120 internal risk management tools can be applied to transactions involving e-commerce, remittance, adult entertainment, MLM (multi-level marketing), travel, pharmacy, dating, gaming and gambling.
We have several years’ experience in creating the perfect fit for your merchant’s risk set-up.

Technical features

To achieve a state-of-the-art risk management, all checks offered can be easily activated through the merchant backend platform. No technical configuration is needed. Activation of additional external risk checks is also available.
All checks are executed and scored in real time.

  • Data validation, like doublet checks, black and white lists
  • General checks, like BIN checks, address verification
  • IP-based checks, e.g. anonymous proxy or geo-location built on Neustar IP (formerly Quova)
  • Plausibility and velocity checks
  • Intelligent fraud detection algorithms
  • Authentication checks, like 3-D Secure, email, SMS, bank account or credit card authentication
  • Monitoring and control through data-mining correlation tests
  • External risk checks, like Schufa, Info score, Threat Matrix, ReD Shield, Gatekeeper, Delta vista
    Transactions that are below a predefined and fully customisable threshold are declined; the rest are approved.

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Create an optimal risk check chain at the lowest price for your merchants.