A reference number is a twenty-three digit number assigned by the acquiring member and used to identify a transaction.

All reference numbers are unique and the customer is able to create their own (a customer reference number) when using online banking services. The unique number is assigned by Merchant Processing System (MPS) referencing a deposit or transaction. The reference number identifies a transaction in a cardholder billing system. Each transaction reference number is printed on the monthly statement sent to the cardholder, or if the customer uses online banking they can see the transaction and its reference numberimmediately after posting. The reference number is used if a retrieval request becomes necessary.

You can also use the NOIRE PAY short number to find the transaction reference number in the NOIRE PAY Gateway.

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Payment Processing Services by NOIRE PAY

NOIRE PAY & NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE PAY’s, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.

As a leading Payment Service Provider, you can trust NOIRE PAY to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE PAY.

Join NOIRE PAY today or contact us on +44 (0) 203 283 4585 of more information.