Card Verification Value (CVV)

A card verification value is a unique value used on a credit card, debit card and automated teller machine (ATM) cards for the purpose of establishing the owner’s identity and minimising the risk of fraud. The card verification

value is calculated from the data encoded on the magnetic stripe of the card and the multi-digit number that is
printed on the card, either a 3-digit number on the back, as with VISA or MasterCard, or a 4-digit number on the front, as with American Express. The code validates the card information during the authorisation process.

card verification value

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Payment Processing Services by NOIRE PAY

NOIRE PAY & NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE PAY’s, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.

As a leading Payment Service Provider, you can trust NOIRE PAY to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE PAY.

Join NOIRE PAY today or contact us on +44 (0) 203 283 4585 of more information.