Batch Processing

Batch processing is a type of data processing and data communications transmission in which remaining credit card transactions on a merchant’s terminal are grouped together and stored in an “open” batch, where they will remain unless the merchant “batches out”. Once this happens, the batch is submitted for processing, and the batch is now “closed” or “settled”.

The advantages of batch production and batch processing are numerous, the most important being that batches can be stored up and then processed at a time when the computer is not needed for another task for an extended period of time.

An example of batch processing is the way in which credit card companies process billing. The customer does not receive an individual bill for each purchase they have made, but one bill at the end of the month for the collective purchases. This bill is created through batch processing, where all of the data is collected and held until the bill is processed as a batch at the end of the billing cycle.

The opposite of batch processing is transaction processing systems or interactive processing, where the application responds to commands as soon as you enter them. There is no waiting time.

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Payment Processing Services by NOIRE PAY

NOIRE PAY & NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE PAY’s, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.

As a leading Payment Service Provider, you can trust NOIRE PAY to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE PAY.

Join NOIRE PAY today or contact us on +44 (0) 203 283 4585 of more information.